Treasury and Cash Management

The programme

Programme overview

Effective treasury management protects an organisation’s liquidity, manages financial risk, and ensures funds are available when and where they are needed. This Treasury and Cash Management course builds practical treasury skills — distinct from and complementary to Ratomac existing Cash Flow Management and Forecasting course — covering banking relationships, funding strategy, and financial risk management alongside core liquidity practice.

The treasury function is changing fast: real-time, API-driven payments, the ISO 20022 data standard, and AI-assisted cash forecasting are reshaping how treasury teams operate. This course reflects those shifts directly, alongside the core disciplines of banking relationship management, risk management, and investment strategy. Case-study driven and built around anonymised treasury scenarios, you’ll leave with a draft treasury policy template built for your own organisation.

Who should attend

Who is this programme for?

• Protected Liquidity, Managed Risk: Apply core treasury principles that protect your organisation's cash position and reduce financial risk exposure.
• Stronger Banking Leverage: Negotiate facilities, covenants, and funding structures from a position of informed strength.
• Confident Risk Management: Apply interest rate, FX, and counterparty risk techniques that hold up under real market volatility.
• Future-Ready Treasury Practice: Understand how ISO 20022, real-time payments, and AI-assisted forecasting are reshaping the treasury function.
• A Policy Template, Not Just Theory: Leave with a draft treasury policy template built for your own organisation.

This Treasury and Cash Management course is designed for:

• Treasury Officers, Managers, and Analysts
• Finance Managers Responsible for Cash and Liquidity Oversight
• Corporate Finance and Financial Planning Staff
• Financial Controllers Moving into a Broader Treasury Remit
• Treasury Technology and Systems Leads Overseeing Digital Transformation

Learning outcomes

What you will learn

• Apply core treasury management principles to protect organisational liquidity
• Manage banking relationships and optimise funding and financing structures
• Apply financial risk management techniques to interest rate and foreign exchange exposure
• Assess and manage counterparty and credit risk within treasury operations
• Design and implement short- and medium-term investment strategies for surplus cash
• Navigate the shift toward real-time, API-driven payments and the ISO 20022 data standard, including the major November 2026 enforcement wave
• Apply AI-assisted cash forecasting tools without losing sight of data quality and governance
• Build treasury policies and controls appropriate to the organisation's risk appetite

Explore the programme

Detailed programme outline

• The role, structure, and objectives of the treasury function
• How treasury connects to broader financial and organisational strategy
• Core treasury responsibilities: liquidity, funding, and risk
• Positioning treasury as a value-adding function, not just a cash custodian
• Structuring and managing banking facilities
• Understanding covenants and their practical implications
• Evaluating cost of capital across funding sources
• Negotiating banking terms from a position of informed strength
• Identifying and measuring interest rate exposure
• Foreign exchange risk identification and hedging approaches
• Common hedging instruments and their practical application
• Balancing hedging cost against risk mitigation benefit
• Assessing counterparty and credit risk in treasury operations
• Setting and monitoring counterparty exposure limits
• Managing risk concentration across banking and investment relationships
• Building early-warning indicators for counterparty risk deterioration
• Short- and medium-term investment strategy for surplus cash
• Common investment instruments and their risk-return profiles
• Balancing liquidity needs against investment return
• Setting investment limits appropriate to organisational risk appetite
• The shift to real-time, API-driven payments and bank connectivity
• Understanding the ISO 20022 payment data standard and its enforcement timeline, including the major November 2026 enforcement wave — structured address requirements, MT101 payment initiation message retirement, and full Fedwire/CHIPS enforcement — a milestone 44% of banks report being behind schedule on
• Applying AI-assisted cash forecasting while maintaining data quality and auditability
• Embedded treasury and fraud controls within ERP and treasury management systems
• Structuring a treasury policy fit for the organisation's risk appetite
• Building internal controls that prevent treasury errors and fraud
• Governance structures for treasury oversight and reporting
• Keeping treasury policy current as technology and risk evolve

Learning approach

How you will learn

Our diverse instructional approaches ensure effective learning:

– Lectures & Presentations: Engage with expert-driven, stimulating content.– Course Material: Access well-crafted supporting resources.– Group Work: Collaborate on discussions and case studies for practical insights.– Workshops & Role-Play: Participate in immersive, scenario-based activities.– Practical Application: Focus on applying theoretical knowledge in real situations.– Post-Training Support: Receive extensive support after training for skill implementation.

Discuss your requirements

Dates, duration & arrangements

Contact Ratomac to confirm dates, duration, delivery format, entry requirements and any applicable assessment or certification before booking.